You can't fix what you can't see.
See Where Your Money Is Actually Going
I'm a CPA who owns construction companies. I built this analysis to find where my own businesses were leaking money against industry benchmarks — now my firm runs it for owners like you. Your expenses against your industry's numbers, gaps quantified in dollars, with specific corrective actions.
Sample Disclaimer: This is a redacted sample analysis for illustrative purposes only. Actual results and findings will vary based on your specific financial data, industry, and business circumstances. All dollar amounts, dates, and vendor names have been modified to protect client confidentiality.
Start With the Snapshot
Before any engagement, we prepare a complimentary one-page Benchmark Snapshot: your five key cost ratios compared against industry data for your specific type of business, with any gaps quantified in real dollars at your revenue. It takes a copy of your P&L and about 20 minutes of your time. If your numbers say you're running a tight operation, we'll tell you that — that answer has value too.
Request Your Free SnapshotWhat You Get
Income Statement
Multi-step P&L with Gross Profit, COGS separation, and CPA-ready footnotes with IRC section references.
Operational Benchmarking
Your actual expenses vs. industry peers — color-coded, line by line. Every benchmark ties directly to your Income Statement with full traceability, so you can see exactly which transactions drive each number.
Financial Ratio Analysis
Liquidity, profitability, efficiency, and leverage ratios benchmarked against your NAICS classification.
Operational Diagnostics
Root-cause analysis on underperforming categories with dollar-impact estimates and corrective actions.
General Ledger
Every transaction categorized, reconciled, and traceable. Sortable. Filterable. Audit-ready.
A System That Learns Your Business
Our process learns your vendors and patterns. Month over month, categorization gets faster and sharper — so your analysis deepens instead of starting over.
How It Works
Upload Your Data
Bank statements, credit cards, or accounting exports. PDF, CSV, Excel — we handle it all.
We Build Your Package
Proprietary processing methodology, built and reviewed by a CPA. We map to your existing chart of accounts, build one if you don't have one, or use industry-standard classifications for your NAICS code.
Review & Refine
You review. We learn. Corrections feed back into the system so next month is faster and sharper.
Get Your Financial Package
Income Statement, Ratio Analysis, Operational Benchmarks, Diagnostics — all in one professional workbook.
Industries We Benchmark
Don't see your industry? Benchmarks are built per NAICS classification — ask.
Frequently Asked Questions
Is this an audit or a review?
+No. This is a management-use financial analysis engagement — not an audit, review, or compilation under SSARS/AICPA standards. We prepare financial statements from your data with CPA-level rigor, but we do not express an opinion or provide assurance. If you need attested financials for lending or bonding, we can arrange that under a separate engagement.
Does this include tax advice?
+This financial analysis product is not tax advice — it's a financial clarity tool. However, Agility Accountants & Advisors absolutely provides tax preparation and tax planning support as separate services. Our financial packages include CPA footnotes with IRC section references that flag tax treatment questions, making your tax engagement more efficient and thorough.
What data do I need to get started?
+At minimum: 12 months of bank statements and credit card statements (PDF or CSV). That's enough for a full Income Statement and operational benchmarking. If you have accounting software exports, prior tax returns, or payroll summaries, the analysis gets even deeper.
How is this different from my bookkeeper?
+Your bookkeeper categorizes transactions. We do that — plus we benchmark every expense category against your industry peers, identify where you're overspending, quantify the dollar impact, and give you specific corrective actions. Every benchmark maps directly back to your Income Statement line items, so there's full traceability from the high-level analysis down to individual transactions. Most bookkeepers don't touch operational analysis.
Do you work with a CPA?
+We can do both. If you have a CPA you trust, our deliverables include CPA-ready footnotes with IRC section references — your advisor gets a clean, organized package instead of a shoebox. But we're also a full-service CPA firm offering tax preparation and tax planning support, bookkeeping, and advisory services. Many clients find that our financial analysis delivers more detail and visibility than what they're currently getting, and consolidating with one firm eliminates redundant costs.
What industries do you cover?
+Benchmarks are built per NAICS classification, so coverage isn't limited to a fixed list — your analysis is tied to the data for your specific industry. If you're not sure whether yours is covered, just ask; the methodology is industry-agnostic.
How much does it cost?
+Pricing depends on entity complexity, number of accounts, and whether you need one-time analysis or ongoing monthly bookkeeping. Schedule a free consultation and we'll give you a firm quote — no surprises.
Request Your Free Benchmark Snapshot
Phone: 410-456-2433
Email: [email protected]
Location: Baltimore, Maryland
Principal: Robert O'Connor, CPA
Facebook: Agility Accountants & Advisors