CPA-led performance diagnostics
Clean monthly books, benchmarked against the industry average, the typical range for your industry, and its top performers, with a clear, prioritized plan to improve performance and cash flow.
Three steps that turn your books into a plan you can act on, not just a tidy ledger.
We turn your books into comparable operating metrics, with every number traced back to your income statement.
We measure you against the industry average, the typical range for your industry, and its top performers.
You get a monthly advisory brief with the specific moves that lift your margin and cash flow.
Three ways to work with your CPA, from a one-time look back to a partner for the year ahead.
See where last year’s profit went, line by line, in dollars.
One time$999
A CPA planning each quarter with you, on top of monthly books and benchmarking.
Advisory PartnerFee set on your scope
Monthly books from your bank, card and cash records, reviewed by a CPA.
Starting at$325 a month
For businesses on Advanced or Insight: two to four improvement actions, each with an owner and dates, and the effect on profit and cash for the next 12 months.
Your numbers set against the industry average, the typical range for your industry and its top performers, with a sample of the analysis.
How the analysis worksPlanning during the year, not after it ends. First step: a complimentary 30-minute call.
How tax planning worksIndividual and business returns prepared by a Maryland CPA. Fee quoted in writing after a complimentary call.
Tax servicesEntity choice, S corporation elections, and estate and gift tax planning, coordinated with your attorney.
Tax servicesBookkeeping plans
No accounting software to buy, learn, or log into. We build your books from your bank, card, and cash records, and show you how your business compares.
Already using accounting software? You’re covered too. On QuickBooks Online, we keep your books right in your own file. If you or your bookkeeper keep the books, Insight gives you the full analysis from the books you already have. See Insight
Accurate monthly books, done for you.
Starting at
$325/month
Your price is set by your volume and confirmed from one month of statements.
Talk to us about BasicYour price depends on your monthly transactions, the number of bank and card accounts, and how often you use cash. Catch-up work is quoted separately.
Your books, plus a monthly read on how you compare and what to fix first.
Price
Quoted for your business
Your price is set by your volume and confirmed from one month of statements.
Talk to us about AdvancedYour price depends on your monthly transactions, the number of bank and card accounts, and how often you use cash. Catch-up work is quoted separately.
Keep your own books? Insight gives you the full analysis from them.
Four quick questions, then we prepare your quote.
$999 one time
See where last year’s profit went.
Priced for businesses with about 150 or fewer transactions a month and 3 or fewer accounts; larger businesses are quoted first.
Book an assessmentOne time, quoted for your business
A plan built from what your business has already proven it can do.
If you start Advisory Partner within 60 days after your plan is delivered, the full Improvement Plan fee is credited against your Advisory Partner fees. For businesses on Advanced or Insight.
Ask about an Improvement PlanFee set on the scope you choose
Advanced, plus a CPA in your corner every quarter.
The scope is one we set together and confirm in writing. 12-month minimum term.
Talk about Advisory PartnerNot sure the assessment is worth it yet? If your business does $500,000 or more a year, the free Benchmark Snapshot shows last year’s profit gap in dollars first: a 30-minute call, then a meeting to walk through your results.
How the free Snapshot worksInside Advanced
Most owners know their revenue. Few know whether their labor, materials, and overhead are in line with their industry, or how far they sit from its top performers. Advanced shows you where you stand, puts a dollar figure on the gap, and gives you one priority to fix each month.
On $750,000 of revenue, that gap is $60,000 a year.
| What you get | Basic | Advanced |
|---|---|---|
| Monthly bookkeeping from bank, card and cash records, reviewed by a CPA | ✓ | ✓ |
| Every account tied out to statement balances each month | ✓ | ✓ |
| Monthly profit and loss statement and balance sheet | ✓ | ✓ |
| Works with or without QuickBooks | ✓ | ✓ |
| Benchmark against your industry | Once, at onboarding, on your last 12 months | Every month, against the industry average, typical range and top performers |
| Detailed operational analysis: transactions and patterns to review | × | Every month |
| Monthly advisory brief with the one thing to fix first | × | ✓ |
| Dollar impact on every gap | × | ✓ |
| Financial ratio analysis | × | ✓ |
| Month-over-month trend tracking | × | ✓ |
| 30-minute quarterly review call with your CPA | × | ✓ |
| Year-end package for your tax preparer | ✓ | ✓ |
| Direct line to your CPA | ✓ | ✓ |
| Price | Starting at $325 a month | Quoted for your business |
| More than 300 transactions or 7 or more accounts | Custom quote. Request a custom quote | |
Need more than Advanced? See Advisory Partner
No. We build your books from your bank statements, card statements, and cash records. If you already use QuickBooks Online, we work from it. You receive finished monthly statements; there is nothing for you to buy or maintain. If you already keep your own books in accounting software, Insight gives you the analysis without changing who keeps them.
Yes. That is what Insight is for. Your bookkeeper keeps the books, and we deliver the benchmark, ratios, trends and advisory brief from them, monthly or quarterly.
Before every analysis we run a books health check. If the books aren’t ready, you get a report showing what to fix instead of an analysis built on bad numbers. We can quote the cleanup, or keep the books for you on a plan.
By monthly transaction volume, number of accounts and how often you use cash. Bookkeeping starts at $325 a month. Use Get a quote and we prepare your price, confirmed from one month of your statements before you commit. Payment is by bank transfer (ACH), with no fee.
The assessment looks back at a year you’ve already finished and shows where the money went. A plan keeps your books every month going forward. You can start with the assessment to see the size of the opportunity. The Improvement Plan is the next step for clients on a plan: it turns what we find into actions with owners and dates.
Cash leaves no bank record, so each cash payment needs a receipt or note and counts as a transaction. Businesses that run on cash weekly are quoted for the extra work.
Yes. Months that are behind in the current year are caught up first and quoted separately before we begin. Prior years are quoted as custom work.
Annual is paid upfront at a lower monthly rate. It is a one-year commitment: if you cancel during the year, the prepayment is not refunded. Monthly costs more and you can cancel anytime.
Review calls hold time on your CPA’s calendar that is set aside for you. To cancel or reschedule, give at least 48 business hours’ notice (2 business days). A call cancelled, rescheduled or missed with less notice is forfeited for that quarter. If you still want to meet that quarter, a replacement 30-minute call can be arranged for the additional fee set out in your engagement letter.
Each cost category for your industry against its industry average, its typical range and its top performers, on a trailing 12 months. Basic includes it once, at onboarding, built from your last 12 months of statements. Advanced repeats it every month, adds your key financial ratios, shows what each gap is worth in dollars, and adds a detailed operational analysis of the transactions behind it.
Answer four questions and we’ll prepare your quote for both plans. Then pick a time for a complimentary 30-minute call.
Management-use analysis. Not an audit, review, or compilation under SSARS/AICPA standards, and not tax or legal advice. Benchmark example is illustrative. Quotes are confirmed from your statements before engagement. Review calls require 48 business hours’ notice (2 business days) to cancel or reschedule; a call changed with less notice, or missed, is forfeited for that quarter, and a replacement call that quarter carries the additional fee set out in your engagement letter.
Agility Accountants & Advisors helps business owners see how their company performs against their industry's average and its top performers, and act on it. Led by a CPA, we pair clean books with operational benchmarking and a clear monthly plan, so you can watch your margin, manage cash flow, and plan your next move with confidence.
Get In TouchWe do the bookkeeping, then go further. Every plan includes monthly books built from your bank, card, and cash records and reviewed by a CPA. Advanced adds what a bookkeeper rarely provides: each cost category for your industry benchmarked on the trailing 12 months against its industry average, typical range and top performers, a dollar allowance for each category based on actual sales, a dollar figure on each gap, and one priority to fix each month. See the plans.
Operational benchmarking measures your key financial and operating metrics against the industry average, the typical range for your specific industry, and its top performers, so you can see exactly where you stand and what to fix first.
We serve small businesses in Maryland, Virginia, Washington, DC and Pennsylvania across many industries, with particular depth in construction and contractors (job costing, subcontractor and margin analysis) and restaurants (prime cost, food and labor benchmarking). We also work with real estate and property management, specialty trade contractors, home services, multi-unit franchise owners, professional services firms, breweries, wineries and distilleries, auto repair shops, dental and medical practices, retail and e-commerce, fitness studios, salons and spas, trucking and logistics, and child care centers.
Yes. We’re based in Bel Air, Maryland and work with businesses in Maryland, Virginia, Washington, DC and Pennsylvania.
Yes. Agility Accountants & Advisors is led by Robert O’Connor, a licensed Certified Public Accountant (CPA).
Book a consultation through the website or call 410-456-2433. We start by looking at your numbers and showing you where the biggest opportunities are.