Profit Leak Assessment
See where last year’s profit went, line by line, in dollars.
One time$999
- Every cost line against industry average and best-in-class
- A dollar value on each gap
- What to fix first, second and third
Services
Clear books, a clear read on how you compare, and a CPA for the decisions ahead.
Financial analysis and advisory, fractional CFO services, bookkeeping and tax for owner-operated businesses in Maryland, Virginia, Washington, DC and Pennsylvania.
Three ways to work with us
Start with a one-time look back, keep your books every month, or add a CPA who plans each quarter with you.
Fractional CFO
A CPA planning each quarter with you, on top of monthly books and benchmarking.
Advisory Partner, starting at$2,500 a month
- Quarterly strategy session
- Cash-flow planning and growth modeling
- Priority access to your CPA
Bookkeeping
Monthly books from your bank, card and cash records, reviewed by a CPA.
Basic from$325 a month
- No accounting software to buy
- Every account tied out each month
- Advanced adds a monthly benchmark and brief
Improvement Plan, $2,950 one time
For businesses on Advanced or Insight: two to four improvement actions, each with an owner and dates, and the effect on profit and cash for the next 12 months.
Financial analysis and benchmarking
Your numbers set against the industry average and the best operators in it, with a sample of the analysis.
How the analysis worksTax planning
Planning during the year, not after it ends. First step: a complimentary 30-minute call.
How tax planning worksTax preparation
Individual and business returns prepared by a Maryland CPA. Fee quoted in writing after a complimentary call.
Tax servicesFormation and estate, the tax side
Entity choice, S corporation elections, and estate and gift tax planning, coordinated with your attorney.
Tax servicesTax services
Tax comes after the numbers are right. When we also keep your books, your return is built from the same reconciled figures you run the business on.
Tax planning
Tax planning for owners and their businesses, done during the year rather than after it ends. We look at how the business is structured, how the owner is paid, and what is coming up, then lay out the choices for you to decide on.
- Year-round tax planning for the owner and the business
- Owner compensation and entity tax considerations
- Tax treatment of owner retirement contributions and charitable giving
Tax preparation
Individual and business tax returns prepared by a Maryland CPA. When we also keep your books, the return is built from the same reconciled numbers you run the business on.
- Individual tax return preparation
- Business and corporate tax returns
- Quarterly estimated tax planning
Business formation and reorganization: the tax side
Choosing or changing an entity has tax consequences that last for years. We help you compare the tax side of the options, including whether an S corporation election fits, and coordinate with your attorney, who handles the legal formation documents.
- Tax comparison of entity choices
- S corporation election review
- Tax implications of restructuring an LLC or corporation
Estate and succession: the tax side
Estate and succession planning is handled on the tax side only: we work alongside your estate attorney and financial advisor, and we do not draft legal documents or recommend investments.
- Estate and gift tax planning, coordinated with your attorney
- Business succession and transfer tax planning
Industries we serve
Real estate
Accounting and tax services for real estate professionals, investors and property management companies.
Real estate services
Restaurants
Prime cost, food and labor benchmarking, tax planning and financial guidance for restaurant and bar owners.
Restaurant and bar services
All the industries we work with
- Restaurants and barsPrime cost, food and labor cost
- Real estate and property managementIncome and cash flow by property
- Construction and general contractorsJob costing and margin by job
- Specialty trade contractors: HVAC, plumbing, electrical, roofingMargin by job, labor cost and revenue per technician
- Home services: landscaping, cleaning, pest controlCrew labor cost and seasonal cash flow
- Multi-unit franchise ownersMargin by location after royalties
- Professional services: architects, engineers, agencies, small law firmsUtilization, unbilled work and days to collect
- Breweries, wineries and distilleriesCost per barrel or case, taproom and wholesale margin
- Auto repair and body shopsParts margin, labor rate and technician efficiency
- Dental and medical practicesOverhead, collections and payer mix
- Retail and e-commerceInventory turns and gross margin
- Fitness studios, salons and spasRecurring revenue, member churn and commission cost
- Child care centersEnrollment, revenue per child and staffing cost
Your industry not listed? Most owner-run businesses fit. Book a complimentary call and we will tell you plainly.
Not sure where to start?
Book a complimentary 30-minute call. We will tell you plainly which service fits, and what it would cost.